Proof of Funds

Crypto Proof of Funds

Your bank or exchange wants proof of funds? TX-Partner builds the crypto accounting behind it.

Book a consultation

30 minutes · Consultation and quote free

9years Together in crypto accounting
Fixed price Cost certainty upfront
Independent Not tied to any tool
Robert Thorn Johannes Anderl

Robert & Johannes · personally review your data

Who asks, and what you need

Who requests proof of funds

The request comes from your bank or your crypto exchange. Both lead to the same question: where your crypto came from and how it moved.

01_BANK

Your bank requests proof

Withdrawal on hold, account frozen, or crypto as equity for a loan: the bank wants the origin of your funds documented.

How to answer a bank request
02_EXCHANGE

Your exchange requests verification

Crypto exchanges increasingly ask where incoming coins came from; until that is settled, a deposit or withdrawal can sit on hold.

How to pass exchange verification
03_CHECKLIST

You want to know what you need

Which crypto data belongs in the proof, and in what form? The checklist lists every category a bank or exchange expects.

Go to the checklist
04_TWO_DOCUMENTS

Tax report or proof of funds

The tax report answers the tax authority: how much gain was made. The proof of funds answers the bank: where the money came from and how it moved.

05_TWO_SIDES

Two sides, both need evidence

The fiat origin of the capital you put in, and the crypto path after that. The second half is the one most often forgotten.

06_ONE_FOUNDATION

One data foundation, two documents

Both come out of the same complete crypto accounting. Without it, the proof fails not on the money but on the gap in the trail.

The requirements

What goes into the proof

There is no single standard every bank demands. In practice, four requirements come up almost every time.

Gapless fund flow

Usually the entire transaction history from the first EUR deposit to the withdrawal under review, not just the amount in question.

On-chain verification

Every step evidenced by TX hash. The bank checks those hashes in a block explorer itself, so they have to hold up.

Wallet and exchange mapping

Which address and which account belong to you, across every chain and platform.

Prepared in readable form

Short and precise in writing, so a compliance team can review it quickly. A raw data export meets the request formally and fails in practice.

TX-Partner does not issue a proof of funds in the legal sense of the Austrian FM-GwG or comparable regulations. TX-Partner provides the crypto accounting (transaction history, wallet mapping, on-chain verification) as the data foundation; review and acceptance rest with the financial institution.

What TX-Partner makes of it

The proof is built from complete data.

01

Reconstructed, not patched

TX-Partner reconstructs what really happened on-chain. A lump-sum adjustment does not make the assignment correct, only invisible.

02

Fixed price after the analysis

TX-Partner looks at the data first, then you know the costs, before you place the order. No hourly rate, one fixed price for the quote.

03

Ready to file

One data set for three recipients: tax report, proof of funds, DAC8 reconciliation.

From Practice

When the Bank Wants Proof

Three clients, three requests for proof. What the data showed once it was complete.

“Very helpful. Where my tax advisor used to say 'better look that up yourself', the expertise of TX-Partner begins.”
D. Z.
“My crypto transactions were entered cleanly, fully and traceably in Blockpit. Saved me a lot of time and effort.”
K. P.
“Everything went fast and reliably. Communication established a serious and trusted basis from the start. Very satisfied with the result.”
Client

Genuine client reviews, collected via Trustpilot, LinkedIn and direct feedback after each project.

Ready?

Proof of Funds professionally prepare.

30 minutes that make the difference.

Book a consultation 30 minutes · Consultation and quote free

If we are not the right fit for your case, we will say so in the call.

Common Questions

Before the first call

Banks want the source of large incoming funds documented, often already in the five-figure range. For crypto: wallet history, exchange statements, on-chain paths from cash-in to cash-out. More in the blog Crypto Proof of Funds for Banks.
1 to 4 weeks depending on scope (number of wallets, exchanges, timeframe). For tight bank deadlines: acceleration possible. Tell us the deadline in the consultation directly.
Common case: bank asks about 2018, you only have data from 2022. TX-Partner reconstructs via on-chain forensics and archived sources. Details: Reconstruct crypto records.
30 minutes free. Robert or Johannes personally reviews your bank requirement: what's being asked, what you have, what's missing, how much effort. If TX-Partner is not the right fit for your case, we will say so in the call.
Not strictly for the proof itself. Bank inquiries are primarily a compliance matter. TX-Partner delivers the verifiable crypto data foundation. If your advisor wants to legally accompany the bank response, we hand the documents directly to them.
Very rare, but: TX-Partner stays on it and adapts the evidence depth to the follow-up questions. Bank-grade means wallet addresses, on-chain hashes, classification logic in detail. No hand-wave wording.