Crypto Proof of Funds:
the checklist of what you really need
The bank is asking about the origin. This is the crypto side of your proof.
30 minutes · Consultation and quote free
Robert & Johannes · personally review your data
What the bank really wants to see
A proof of funds answers a different question than your tax return.
The bank's question
Usually triggered by a payout to your checking account, opening an account, or crypto used as loan collateral. The bank wants to know where the assets came from.
Your side: the fiat origin
The origin of the money you put in, meaning salary, savings or a sale, you prove through your bank statements and your bank.
The crypto side
What happened to the money inside the crypto world is what TX-Partner reconstructs and makes readable for the bank.
The crypto side of your proof
This is what the bank needs to follow the trail through the crypto world.
Complete transaction history
Every exchange and every wallet you have ever used, across the full time period. The bank wants to see the whole path, not just the current year.
Deposits and withdrawals on the exchanges
Which fiat amounts went into and out of the exchanges, matched against your bank statements. This is exactly where the trail breaks most often.
Wallet addresses with chain
A complete list of all addresses, each with its corresponding chain. Only then can on-chain movements be assigned to you instead of staying anonymous.
Traceable money flow
A continuous trail from the first deposit to the payout. Transaction hashes show that a transfer between your own wallets is not an inflow from outside.
Why the tax report is not enough
A tax report and a proof of funds use the same data but answer different questions. One shows profit and tax burden, the other origin and path. A proof rarely fails over the money, usually over the gap.
Submitting only the tax report
The bank does not want a tax summary, it wants the transaction history. A tax report answers the wrong question.
Forgetting an exchange or wallet
The ones typically overlooked are the first exchange, intermediate exchanges and old hardware wallets. If a source is missing, the trail breaks exactly there.
The raw export
No compliance department reviews thousands of rows of tool export. Without readable preparation the bank does not recognize the trail, no matter how complete the data is.
The fiat bridge is missing
Without matching the fiat deposits and withdrawals against your bank statements, it stays open how the money got from your account into the crypto world.
Data first, proof second.
Data situation clarified
TX-Partner reviews every exchange, wallet and chain and establishes which sources are missing or incomplete.
History and activity profile
The transaction history is merged without gaps, the fiat bridge matched, the activity profile explained instead of just listed.
Proof for the bank
What comes out is documentation a case handler can read without crypto knowledge. The decision stays with the bank.
Your checklist, one case at a time.
When the bank asks about the origin, every gap counts. In the consultation, TX-Partner looks with you at where documents or data are still missing.
Book a consultation 30 minutes · Consultation and quote freeIf we are not the right fit for your case, we will say so in the call.
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Note: TX-Partner does not issue a proof of funds within the meaning of the German GwG or Austrian FM-GwG or comparable regulations. TX-Partner provides the complete crypto accounting (transaction history, wallet mapping, on-chain verification) that serves as the data basis for such proof. Review and acceptance is at the discretion of the respective financial institution.