Bank Requests Proof of Funds
for Your Crypto Assets?
A letter, a deadline. TX-Partner delivers the crypto data trail your proof is built on.
30 minutes · Consultation and quote free
Robert & Johannes · personally review your data
What the Request Means for You
The bank is not asking out of distrust, it is subject to anti-money-laundering rules.
Origin and history
The bank wants to see where your coins came from and how they moved. A tax report does not show that; what is asked for is the transaction history.
The deadline in the letter
The letter states a deadline. Read it first and plan backwards. If the time is not enough, request an extension early instead of submitting something incomplete.
What else is at stake
Without complete proof the bank can restrict your account: block transfers, delay withdrawals or end the business relationship. A clean response clears that up.
One Proof, Two Sides
The bank wants to see origin and history. That splits into two parts.
The crypto data trail
Wallet mapping, the complete transaction history across all exchanges and chains, on-chain verification by transaction hash. TX-Partner takes this on, and a raw tool export fails at it.
The origin of the money
Where the capital for the purchases came from, meaning salary, a sale or an inheritance, you prove through your own records and your bank.
What happens when the deadline passes
A request is usually followed by a review, not by an immediate freeze. What counts is that the answer is complete and arrives on time. What goes wrong repeats itself in almost every case.
When the deadline passes
Missing the deadline can lead to account suspension or a report to the financial intelligence unit. If time runs short, an extension is usually the better route than silence.
Sending only the tax report
Banks do not want a tax summary, they want the transaction history. How it is reconstructed without gaps is covered in the blog.
Gaps in the documentation
Missing wallets or time periods lead to follow-up questions. Every gap raises a new one, and every follow-up costs time the deadline does not have.
Answering on your own
With several chains and DeFi, the preparation is the actual work. What matters in an accounting partner is covered in the blog.
Data first, proof second.
Data situation clarified
TX-Partner reviews every exchange, wallet and chain and establishes which sources are missing or incomplete.
History and activity profile
The transaction history is merged without gaps, transfers between your own wallets evidenced by hash, the activity profile explained.
Proof for the bank
What comes out is documentation a case handler without crypto knowledge can read. The review stays with the bank.
Answer the bank properly this time.
30 minutes that make the difference.
Book a consultation 30 minutes · Consultation and quote freeIf we are not the right fit for your case, we will say so in the call.
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Go to overviewWhat We Get Asked Most
Note: TX-Partner does not issue a proof of funds within the meaning of the German GwG or Austrian FM-GwG or comparable regulations. TX-Partner provides the complete crypto accounting (transaction history, wallet mapping, on-chain verification) that serves as the data foundation for such proof. Review and acceptance is at the discretion of the respective financial institution.